An annual report prepared by a major insurance company ranked Houston as the 158th safest city when it comes to driving, at least for 2019. Although the report is prepared by an insurance company, it has broader ramifications, as at least one major media source used it to identify safe and unsafe cities for drivers.

The report determines safety based on the average length of time that passes between when motorists in the area file insurance claims. In this respect, the residents of Houston are falling short. While on average a motorist will file an insurance claim about every 10 years, in Houston a person will typically file a claim approximately every seven years and nine months.

While this report suggests that people are involved in car accidents at a higher frequency in the Houston area, it is important to understand that insurance claims get filed for a number of reasons. More specifically, people may file a claim for anything ranging from a fender-bender to an accident involving a fatality or a catastrophic injury.

This report may serve as a wake-up call to Houston drivers that they can improve in a number of their habits. At the most basic level, for instance, driving sober and fully attentive is important. Likewise, motorists can reduce the frequency of accidents by avoiding texting and driving and other distracted driving behaviors. Slowing down and being careful not to follow too closely is another important step.

Victims of car accidents in the Houston area may have legal options if they are injured by a negligent motorist. Filing a legal claim or lawsuit, for instance, could help them get compensation for expenses such as medical bills and lost wages.