An injury can be physically and emotionally devastating for individuals and their families. When someone incurs damage in a car accident, they may not know what to do or where to turn. If you are thinking about settling your personal injury case because you don’t want the hassle of dealing with the insurance company again, consider these points first:
Have you contacted a personal injury attorney?
Do not settle your case until you consult with a personal injury attorney first. A lawyer can help determine if the insurance company offers a fair amount for your injuries.
A personal injury attorney offers free services during the first visit and can help you determine what your case is worth with a free evaluation. They will assess whether you have all the necessary evidence to help them win your case. If not, the attorney will tell you what options you have so that you prepare.
You can also ask the attorney any questions about the settlement process.
Are you concerned the insurance company’s offer is fair?
If you have been in contact with the insurance company about your personal injury case and feel they are not listening to your concerns, hiring a personal injury lawyer is the next step.
If, for example, you feel that certain life aspects were not fully considered and you feel shortchanged in the negotiation process, an attorney can help make sure that you are fully compensated for your losses.
Claimants are still eligible for benefits even if they have settled their case. Such benefits include compensation for lost wages, pain, suffering, and others specific to individual states.
Please do not fall victim to insurance companies’ antics by accepting what they initially offer you. They usually make a meager offer or deny liability, and whereas this isn’t a final decision, they do it to see how well you understand the case and your rights and if you are patient to wait for a full settlement.
Is the insurance company covering all medical expenses?
If you have been injured in an accident, the insurance company should be paying for all your medical expenses.
The insurance company may try to pay less than you deserve or claim that you may have been overcharged. Since the other party represented by the insurance company caused you the injury, it’s their responsibility to pay for all your damages.
Another consideration would be if you have years of doctor appointments and/or lifelong treatments ahead of you, but the settlement amount is not enough to cover them. In this case, you would need to achieve full recovery to know how much the medical care cost, previously and in the future. This can be done by keeping receipts and records of all the expenses related to your injury, as well as getting an estimate from a doctor.
A personal injury attorney can help you get the compensation you deserve concerning your medical expenses and future costs. Depending on the attorney’s experience, you may discover more insight into maximizing the benefits.
How has your future been affected?
An injury can affect your life in many ways. You may not be able to work or take care of your family the way you used to. An attorney can help you get the compensation needed to make a full recovery.
Sometimes the nature of the injury may change your physical capabilities, which can dramatically affect your life. Your injuries may result in a loss of income. If an arm is severed, there’s usually a compensation lump sum for a lifetime of lost wages. But it’s not as apparent if your arm is intact but pains you whenever you work it. Such an injury is worth a different amount.
If you have been injured in an accident and don’t feel like the compensation you are getting is worth the lifetime damages incurred, you need to seek legal assistance. You can reach out to an injury lawyer for a free consultation and get started on your case today.
Are you aware of all your options?
Injuries can change your life dramatically. You have many different options when it comes to determining how you want to proceed with your case, and the best way to understand these options is by consulting with an attorney.
Apart from the insurance settlement, you may opt for mediation, arbitration bench trial, or jury trial. These options will depend on your particular case but can be discussed with an attorney.
Is a settlement better than going to trial?
This is a difficult question to answer. The insurance company’s job is to make you an offer that is less than what you would get if you proceeded to trial. They hope that you will take the offer and avoid a long, costly trial.
A personal injury attorney can help you determine if it is in your best interests to settle or proceed with a trial. Many factors are involved, including the offer amount and whether you have considered all of your losses.
For instance, when an insurance company pays an injury settlement, they hope for a discount from the victim. Of course, this is the amount you’d typically spend with the trial/jury, but it makes more sense if you want the money sooner so you can carry on with your life. This option is only good if you have considered all other factors.
Consulting with a personal injury attorney is the best way to ensure that you understand the implication of proceeding with trial or accepting the insurance settlement.
Get In Touch With Our Team If You Want To Settle Your Personal Injury Case
It is crucial that you understand your rights as well as all the different options that are available to you. An attorney can help guide you through the process and ensure that you are fully compensated for your injuries. If you have been in an accident, please do not hesitate to call Ivey Law Firm for legal assistance at 888-335-0015. Our attorneys have handled countless cases and can get you the compensation you deserve.
Please feel free to reach out any time with questions or concerns. We are here to help you in your recovery.